In CRR II, the Commission is making the specification of the requirements for the NSFR. After the proposal was approved by the Council on June 7th, 2019 (EU 2019/876) and the new provisions become mandatory two years after its adoption, the standard will be mandatory for banks to report and comply with from July 2021. It should be noted that this is an EU regula-
tion and therefore, this period applies directly in all member states.
In this article, we would like to deal with the amount of additional costs in the calculation led by the NSFR and present appropriate approaches.