What does “Fully Loaded” mean in the context of the continually increasing capital requirements for the individual bank? This question has to be clarified by the bank management taking into account all currently known and expected regulations. The task of ALM – the overall bank management – will be to steer the bank consistently with the agreed goal. In the current issue of the ALM Forum we provide a comprehensive overview on the subject “expected capital requirements” as well as arguments for the goals.

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